athene agility 10 vs allianz 222

Thats where having an Annuity Investigator who loves math comes in. Products not available in all . Additional limitations, state variations, and exclusions may apply. Please feel free to contact us directly, toll-free, at (888) 440-2468 to chat with one of our annuity specialists or visit https://annuitygator.com/contact/ AND, the income increases are locked in, so they can be lost, regardless of what happens in the market.. With Athenes experienced management team, the company has grown from a start-up just a decade ago, to a firm that holds nearly $150 billion in total GAAP assets, more than $117.5 billion in invested assets, and over $13 billion in total equity. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. First, the Athene Agility guarantees a higher amount of lifetime income if we had an extended time of poor performance in the market indexes. First, Allianz 222 Annuity is a fixed index annuity that gives you the potential to earn interest in two different ways: You can earn interest based on your choice of several index options, or you can choose to receive fixed interest. This provides you with an enhanced Death Benefit. Allianz Benefit Control Annuity. So, if youre ready to begin this review, lets go ahead and dive in! Withdrawals in excess of the free amount are subject to a Withdrawal Charge which may result in the loss of principal if taken during the Withdrawal Charge Period. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. This versatile product includes a built-in Income and Death Benefit rider at no additional charge. 3Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. We have made the necessary changes. 25%Bloomberg US Dynamic Balance Index II with 3.2% annual spread. Due to our experience and longevity in this area, we have become quite good at what we do, and weve actually come to be known as a highly trusted source of annuity information on the Internet. Annuity Gator, We are looking for a place to park $400k for 7-10 years. Required fields are marked *. To see a full breakdown of all charges and fees, as well as some of the other tradeoffs you may need to make in order to obtain the benefits from the Athene Agility annuity, go HERE. Athene Annuity and Life Company have not endorsed this product review in any fashion and we dont receive any compensation from it. This is where the fixed indexed annuity can come in. Best. However, before you go out and make a commitment to this annuity or to any annuity it is highly recommended that you first have a good understanding of just exactly how the annuity works, and how it may (or may not) fit into your overall financial plans. In this annuity review, we will be discussing the following details on the Athene Agility 7-year fixed indexed annuity: Annuities can be complex. 2Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. We also use content and scripts from third parties that may use tracking technologies. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Athene Agility 10 is a 10-year fixed index annuity that boasts a free income rider with 2 options available at the time of issue. Best, Jackson National Perspective II Lifeguard Freedom Flex, Independent Review of the Athene Agility 7-Year Fixed Indexed Annuity [Updated December 2020], Athene held nearly $147 billion in total GAAP assets, Athene Balanced Choice Annuity (BCA) Elevate Fixed Indexed Annuity, Athene Ascent 10 Bonus Fixed Index Annuity, Athene Income Select Bonus Fixed Index Annuity, Athene Ascent 10 Bonus 2.0 Fixed Indexed Annuity with Ascent Income Rider Option 1, Athene MaxRate 7 Multi-Year Guarantee Annuity, Athene Ascent Accumulator 10 Fixed Indexed Annuity, Athene Agility 10-Year Fixed Indexed Annuity, Independent Review of the Athene Amplify 2.0 Annuity, Independent Review of the Athene AI Powered US Equity Index, Independent Review of the Athene Nasdaq FC Index, Independent Review of the Athene Balanced Choice Level 10 Annuity, Independent Review of the Athene Ascent Accumulator 10 Fixed Indexed Annuity, Safety of your principal regardless of what occurs in the market, Want penalty-free access to most or all of your money within the first seven full years of purchasing the annuity, Do not intend to use the lifetime income feature of the annuity. Therefore, if you happened to notice if there were any details within this review that should be revised, please let us know that too, and we will be glad to make the necessary updates to it. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. The Allianz Benefit Control Annuity gives the policyholder the ability to begin income on any monthly contract anniversary after age 50, with no minimum waiting period, according to Allianz Life. If this is the first time you have been here to our website, we would like to personally welcome you to Annuity Gator. And maybe the biggest difference is that the Athene Agility 7 can have its lifetime income turned on after the 7th year. We make the complex, simple. Once you start receiving your retirement paycheck, your Benefit Base will continue to grow by 175% of any interest credits you earn. Please call (855) 583-1104 if you have any questions or concerns. . Annuities are subject to the terms and conditions of the specific contract issued by the insurer, are not FDIC or NCUA insured, are not bank guaranteed, may lose value, and are not a deposit. The values show what would happen if the stated index earned indexed interest using current rates for the periods indicated. I did notice a possible error. Training is required prior to selling any Athene annuity. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. It may even have been your attendance at that event that has led you online, on a quest for more information. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). All of the names, materials, and marks that have been used in compiling this annuity review are the property of their respective owners. Not all reinsurance products or structures offered are available in all jurisdictions. The information presented here is not intended to be a recommendation to purchase a fixed annuity, fixed index annuity, immediate annuity, longevity annuity, Qualified Longevity Annuity Contract, long-term care annuity, or any other investment or insurance product. This is primarily because fixed indexed annuities provide the opportunity to receive positive growth when an underlying market index is being tracked and performs well, while also protecting your principal if the underlying index performs poorly during a given period of time. This annuity would not be a good fit if you planned to start the lifetime income before 7 years. Please reach out to your financial professional if you have any questions about insurance products and their features. So, be sure to check back soon and regularly to see all of our new and updated annuity reviews. The best annuity for you will be determined by your individual goals and objectives, but generally speaking, Allianz, Athene, and AIG are the best fixed index annuity companies. It also includes a built-in income and death benefit rider at no additional charge. In fact, dare we say that our website is the only place online where you can obtain all of the information that you require for making a well-informed purchasing decision about this annuity. This means there are two separate values; an account value and a protected income value. Index annuities are fixed annuities and generate fixed income type of returns. In addition to possible surrender charges, there can also be some other fees involved if you own the Athene Agility fixed indexed annuity. "Earn a 10-15% Bonus. However, we feel that providing you with too much information is far better than not giving you enough. P.S If you would like to read more of our Athene annuity reviews here are some links to check out: Thank you. For additional information on how to compare fixed annuities so that you can decide which may be the best one for you, click here in order to obtain our free annuity report. Annuities are a popular tool for retirement planning, offering the opportunity for tax-deferred investing gains and guaranteed income streams. Athenes website describes the Agility annuity as one that can help you open the doors to retirement possibilities. Second, you can receive a bonus on the Protected Income Value (PIV) of . One-Time Checkup with a Financial Advisor, See all Brighthouse Financial Shield Annuities, Americo Financial Life and Annuity Review, Brighthouse Financial Shield Annuity Review, Fidelity & Guaranty Life Annuities Review, Lafayette Life Insurance Company Annuity Review, MetLife Annuities/Brighthouse Financial Annuities Review, Mutual Trust Life Insurance Company Annuity Review, Allianz Index Advantage Variable Annuity, Brighthouse Shield Level Select 6-Year Annuity, Brighthouse Shield Level Select 3-Year Annuity, Brighthouse Shield Level 10 Advisory Annuity. 3.25%. The highest guaranteed income for life. Multi-year guarantee annuity. Athene Ascent SM Pro 10 Description. During the annuitys accumulation period (prior to converting over to an income stream), the Agility 7 offers an initial 20% bonus that can help to boost the income riders benefit base. There are spreads, caps or participation rates that limit how much of the return you receive. Annuity Gator, Your email address will not be published. With that in mind, it is important to note that this annuity is primarily geared towards receiving income later (at least seven years after purchasing the product) as versus income now.. Two-Year Point to Point. All content is for educational purposes only. The Annuity Gator. Technically you could withdraw your free 10% each year but that would not be using this contract to its full advantage. This is much different in contrast to the best-selling 222 which makes the annuity owner wait 10 years prior to turning on lifetime income. Should that read, .the income increases are locked in, so that CANT be lost? For a direct comparison of the Allianz 222 annuity versus the Athene Agility 10 annuity, go HERE. Not available in all states. This, however, isnt really all that uncommon, as there are many different annuities, and there many different thoughts about them. Please call (855) 583-1104 if you have any questions or concerns. Product features, limitations and availability vary; see the Certificates of Disclosure for details. (175% versus 150% with Allianz) this can make a very big difference when calculating the lifetime income. You can also be sure that you will have an income in retirement for as long as you (and your spouse, if applicable) need it. So, if you felt that this annuity review was helpful, then please feel free to pass it along and share it with anyone else who you think might also benefit from it.
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